If you are a driver, you may have an insurance rebate awaiting you due to COVID-19.

Many motorists are claiming rebates from their insurance companies since they are driving less these days due to a spread of the virus.

A number of Toronto auto insurance companies earlier this month began offering rebates to customers who are working from at home, in quarantine, lost their jobs or staying indoors as ordered and only going out for essential trips.

It is easy to apply. All you do is contact your insurance agent, or send them an email, requesting a COVID-19 rebate for driving less.

The agent will send you by email an application form which asks for your name, policy number and other information. It takes less than 10-minutes to fill, then you can send back electronically. The form says you will receive a rebate by mail, or by direct deposit, in 10-days.

It is not a huge chunk of change and works out to up to one monthly payment, or more, depending on the amount of driving you do.

Don Forgeron, CEO of the Insurance Bureau of Canada, says “insurers understand that many drivers are no longer commuting or using their vehicle as regularly, which could result in savings.”

“This is an incredibly challenging and uncertain time for many Canadians, and insurers want to help alleviate some of the financial burden for the most vulnerable,” he says.

Some drivers can also save money on their car insurance by dropping a few coverages they do not need, says the Bureau.

Some of the auto insurance providers offering discounts because of COVID-19 include Allstate Canada, Aviva Canada, Desjardins Insurance, belairdirect, CAA, Co-operators, Intact Financial Corporation, Travelers Canada, Wawanesa Canada, SSQ Insurance and La Capitale Insurance and Financial Services.